Claims and Theft, All Risks & Money Policies

This publication sets out the essential elements of contracts of insurance and looks in detail at policies relating to theft, including clauses, policy wordings and terminology, indemnity, conditions, limits and exclusions. Separate consideration is given to policies covering theft of money and policies covering ‘all risks’.

The book makes reference to sample policies and clauses, detailing the relevant terms clearly and precisely.

The Appendices provide standard industry policy wordings and relevant case law.

Chapter 1 The contract

Chapter 2 The theft policy: preliminaries

Chapter 3 The theft policy and schedule

Chapter 4 The theft policy: definitions

Chapter 5 The theft policy: indemnity

Chapter 6 The theft policy: limits and exclusions

Chapter 7 The theft policy: conditions

Chapter 8 The money policy

Chapter 9 The money policy: exclusions

Chapter 10 The money policy: extensions

Chapter 11 ‘All risks’ policies: personal

Chapter 12 ‘All risks’ policies: commercial

Chapter 13 Glass; goods in transit; fidelity guarantee

Chapter 14 Making a claim: an overview

Appendix A Security surveys

Appendix B Association of British Insurers Statement of General Insurance Practice

Appendix C The business premises proposal form

Appendix D Typical theft policy and schedule

Appendix E Typical money policy and schedule

Appendix F Precis of cases

Appendix G Table of cases

CILA

The Chartered Institute of Loss Adjusters (CILA) is a globally recognised membership organisation for claims professionals. The Institute sets the professional and ethical standards for those who work in the handling of claims through its qualification framework and guide to professional conduct.